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Insulation Grants Government -Free Home Insulation Guide 2023

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Insulation Grants Government – Free Home Insulation Guide 2023

Insulation Grants Government

Insulation Grants Government

Insulation Grants Government



With ever rising energy bills you should make sure your home is insulated properly or you will be wasting valuable heat.

Under the ECO scheme the ‘Big Six’ utility companies are obliged to provide funding to households that have to improve the efficiency of their homes.

This is in part to achieve the government’s goal of being net carbon neutral by 2050 but as a main aim of tackling fuel poverty across the UK.

There have been over 2.4 million free installations of insulation since the government brought in the scheme to reduce fuel poverty.

Government Grants For Insulating Homes – What Are Available 2023 ?

  • Roof Insulation Grants
  • External Wall Insulation Grants
  • Internal Wall Insulation Grants
  • Wall Cavity Insulation Grants
  • Room In Roof Insulation Grants
  • Underfloor Insulation Grants
  • Flat Roof Insulation

Who Is Eligible For A Government Insulation Grant

For a household to qualify for free insulation :

  • Your home must have no or minimal insulation
  • Your Home Has An Epc Rating Of D – E -F -G
  • You must be in receipt of a qualifying benefit
  • The property must be owned or be rented from a private landlord.

Social Housing & Housing Associations are not eligible sorry.


Which Benefits Qualify For A Grant

  • Child Benefit
  • Child Tax Credit
  • Employment & Support Allowance
  • Housing Benefit
  • Income Support
  • Job Seekers Allowance
  • Pension Credit – Guarantee & Saving
  • Universal Credit
  • Working Tax Credit





Is Free Insulation Available To all Homes In The UK?

Electric Heating Grants6

Not all homes are suitable for insulation and will be subject to a free survey. For a household to qualify for free loft / home insulation :

  • Your loft must have none or minimal insulation
  • Your Home must have all insulation that is required ( whole house approach)
  • Your heating must be upgraded if needed
  • Your Home Has An Epc Rating Of D – E -F -G
  • You must be in receipt of a qualifying benefit or on a low income
  • The property must be owned or be rented from a private landlord.
    The grant does not need to be paid back.

5 Reasons why you should Insulate Your Home Today

1- A quarter of all heat generated is lost through your roof. That is a lot of cash wasted!

2. You will save over £300 a year by insulating your walls and loft space. That money will be better spent on a new holiday !

3. Your home will be a lot of cosier and comfortable in the cold and dark winter nights.

4. Your well insulated home will be more attractive to homebuyers when you do come to sell.

5. A lot of homes can still their their loft done for free!

How Do I Apply For Free Insulation ?

Fill In The From Below today and we will check your property and the size of grant awarded.

If eligible you will hear from one of our approved installers on the scheme within 7 days.



Government Grants for Insulation Scotland

Scotland is also included in the free insulation scheme.

Please our Scotland page her

Can You Get Free Insulation For Houses if not on benefits?

Some councils do a scheme where you dont need to be on benefits to receive free insulation.

Ask your local council if they operate a LA FLEX Scheme.


Free Insulation With British Gas Does it Have To Be Paid Back?

This is a grant so it does not have to be repaid and you will not be expected to have to pay the insulation installer.

The installer will claim the grant on your behalf and ensure your 25 year warranty is registered.

Why Are Insulation Grants Available?

The government recognise that help for low income households in the form of Free Insulation Grants is vital to minimise heat loss, cut bills and reduce carbon emissions.

Your heating bills will increase year on year, so we recommend insulating the whole of your property .

In short , if it does not move………………………INSULATE IT !


Yes they do!
Pensioners, whether they are a home owner or a renter, are eligible for home improvement grants including free insulation through this government-backed, funded scheme too.
Pensioners will need to be claiming Pension Credit either savings credit or Gaurantee Credit to qualify.
OAPs can also claim down the Local Area Delivery Route where no benefits will be needed.

How much does it cost to insulate your House?

As A Rough Guide For June 2022, here is a table of insulation costs on a private basis depending on property type.
LOFT INSULATION – £400 -£600
FLAT ROOF INSULATION-£1500=£2000 Always worth trying to get a grant if possible

What Is Insulation?

Insulation is simply a material that is fitted to walls or loft etc that acts as a barrier to heat escaping to outside.

The material can be foam or Rockwool or poly euro thane and each will have its own U value which is merely a measurement of how long it takes for a specified unit of heat to pass through it.

With ever rising heating bills, insulation for your home is an absolute must, to keep your heat in your home for as long as possible.

How Does Insulation Work:

The sole purpose of the insulation in your home is to slow down (as much as possible) the transfer of the heat from inside your home to outside. Materials with a low U Value are the best types of insulation .i.e foam based materials are very low U Values and are great insulators. Insulation works by reducing:

  • Conduction, by having very little mass.
  • Convection, by trapping air molecules and restricting its movement.
  • Radiation, by having just enough mass to slow the transfer of heat by radiation.

Loft Insulation is an excellent step towards a more sustainable lifestyle.

Energy efficiency: By installing loft insulation, you’re minimising heat loss through the roof. This means your heating and cooling systems wont have to work as hard, resulting in reduced energy consumption and lower carbon emissions

Saving energy, saving the planet: With less energy needed to heat or cool your home, you’re directly contributing to the reduction of greenhouse gas emissions. It’s a small change that can make a big difference in fighting climate change.

A long-term investment: Investing in loft insulation not only provides immediate energy savings but also increases the value of your home. Energy-efficient homes are highly sought after, making it a wide choice for both your present comfort and future resale value.

Wallet-friendly: Loft insulation not only benefits the environment but also saves you money! By cutting down on your energy usage, you’ll see a noticeable decrease in utility bills. It’s a win-win situation for both your finances and the planet.

Green living made easy: Taking the step towards loft insulation is a practical and tangible way to embrace sustainable living. It’s a simple yet effective change that sets you on a path to a more eco-friendly lifestyle.

Join the movement to reduce carbon emissions and make a positive impact on our planet. Start with loft insulation and let’s build a greener future together!


Typical Heat Loss From Your Home

Heat loss will depend on your house type but as a rough guide you can expect to lose

  • 25% of its heat through the roof
  • 33% through the walls
  • 15% through the floors
  • 15% through draughts
  • 20% through windows.



What Bill Savings Can I Make By Insulating?

How much insulation can save you depends on the size and type of your home, and how energy efficient it is already?

Over time, insulation will pay for itself with the savings you make on your energy bills, so it’s worth doing.

Loft Insulation Bill Savings : between £135 and £250 a year

Cavity Wall Bill Savings between £85 and £280 a year.

Floor insulation: between £30 and £75 a year

Internal / External Wall Insulation: Between £300 – £600 per Year

Insulation Facts Up To 2022

70 % of homes (14.5 million properties) now have cavity wall insulation.

66% of homes ( 16.8 million properties ) now have loft insulation

9 % of homes ( 794,000 properties ) now have solid wall insulation


Types Of Insulation Used For Homes

  • Rigid Foam Insulation– rigid insulation is commonly used in the walls as they are built, underneath floors and in suspended ceilings
  • Wool Type loft insulation – this is the most common form of loft insulation for cold roofs and is typically Fibreglass or Mineral fibre based
  • Aluminium foil backed insulation – If your loft area has “warm roof” insulation (insulation laid between the rafters in the roof rather than the joists, this is likely what you have although I also see Fibreglass wool used.
  • Multilayer foil insulation – not as common but is used in more specific applications where other forms of insulation may not be suitable.
  • Blown In Insulation – for cavities. Usually rockwool or bead
  • Foam Spray Insulation




Best Insulation For Loft Insulation

For most homes with a loft we recommend you lay fibreglass insulation onto the floor of the loft to create a barrier to your heat entering the loft.

The heat is wasted once in the loft so you should concentrate your efforts on keeping the heat in your bedroom for as long as possible.

A 300 mm barrier of insulation on the floor will achieve this.

If you have a habitable room in the loft we recommend:

  • Warm Roof – this type of involves fitting the insulation to the underside of the roof cover (between the rafters) allowing heat up into the roof void hence the name “warm roof”.
  • Cold Roof – this type is where you lay the insulation on top of the ceiling of the habitable rooms (or between and on top of the joists).


Free Government Grant For Loft Insulation

Grant Value – Over £600 supplied & fitted

Bill Savings – Up to £150 per year in reduced bills.

Time To Fit – Usually takes 2 – 3 hours to fit

Warranty – Comes with a 25 yr warranty

Do You Qualify – You need to receive a qualifying benefit and your existing insulation needs to be below 100 mm to qualify


Grants For External Wall Insulation 2023

If your existing property has solid walls then your only option is to insulate internally or externally.

Solid wall properties are notoriously very cold and difficult to retain the heat inside your home.

  • External Insulation – Where you physically add insulation to the exterior surface of your main walls.
  • Internal Insulation – As the name suggests, this type of insulation is added to the inner surface of the main walls of your house

You should use a material that is breathable and install a vapour barrier or VCL and an airtightness layer if you want to do it right.

Funding has been made available from the Eco Scheme to insulate 20,000 Solid wall homes this year .


Grant For Internal Wall Insulation

Value – £3000 – £10000 supplied & fitted Bill Savings Up to £500 per year in reduced bills.

Time To Fit – Usually takes 2 – 3 days to fit depending on property size.

Warranty – Comes with a 25 yr warranty

Do You Qualify – You need to receive a qualifying benefit and your walls need to be solid with no existing insulation fitted.

Government Grant For Roof Room Insulation

If you have an attic room (accessed by a solid staircase) you could be eligible for significant improvements to bring the attic space up to current building regulations which can then be used as a habitable room. Insulated plasterboard ifs fitted to the walls and ceiling and then the whole room is replastered. This is worth up to £10000 for some properties so do check if you can apply.

Value – £3000 – £10000 supplied & fitted

Bill Savings Up to £500 per year in reduced bills.

Time To Fit – Usually takes 2 – 3 days to fit depending on property size.

Warranty – Comes with a 25 yr warranty

Do You Qualify – You need to receive a qualifying benefit and your walls need to be solid with no existing insulation fitted.

Free Government Grant For Cavity Wall Insulation

Bill Savings Up to £200 per year in reduced bills.

Time To Fit – Usually takes 3 -5 hours to fit depending on property size.

Warranty – Comes with a 25 yr CIGA warranty

Do You Qualify – You need to receive a qualifying benefit and your walls need to have a cavity with no existing insulation fitted.

Grants For Free Underfloor Insulation

If your home has suspended timber floors on the ground floor theres a good chance that they’re pretty draughty and uninsulated. You can add rolls of fibreglass wool between the floor joists held in place with chicken wire or use Kingspan boards cut to size and held up with wooden struts across the joist

A small amount of heat is lost whatever floor type you have, be it concrete or suspended wooden floor.

Insulating your floors should save you around £50 per year in heat savings.

Whilst it is a very small saving, it is very much worthwhile. This involves insulating the space below the flooring and will involve taking up the floor for access. You don’t need to insulate the floors of upstairs rooms in your house if they’re above heated spaces, such as the living room.

Rugs and carpets on the floor will also help your feet feel warmer, which might mean you don’t feel the need to put the heating on as much.

Saves you £60 per year Average cost £15 -£20 per roll – Diy cost around £100 per room.


Concrete floors

New houses will have a ground floor made of solid concrete.

Solid floors are insulated using rigid insulation foam, which can be fitted either above or below the concrete. This will raise the level of the floor, so you will need to trim doors down. and move skirting boards and some electrical sockets.

If the concrete is above the insulation it can store heat during the day, which helps to keep the room warm at night. If the insulation is above the concrete the room will heat up more quickly in the morning. You have to insulate a solid floor when it is replaced in order to comply with building regulations. The finished floor should achieve a U-value of 0.25 W/m2K or less.

What Is Spray Foam Insulation

Spray foam insulation is a liquid foam which is sprayed into position and sets into an insulating layer. It can be used to insulate your roof, loft, walls, floors and does what it says on the tin and forms an effective barrier to heat loss. It has been around for more than 30 years and is an effective insulator and also stops air leakage. It is the most expensive form of insulation however but is quickly and easily installed.


Is spray foam insulation safe?

Spray foam insulation is formed on-site which does result in potentially harmful fumes being released into your home at time of installation. The spray area should not be re-entered for at least 24 hours after installation. Once cured, there are no further hazards. There are two types. Open-cell foam – this type is very light, easy to tear and allows water vapour to pass through into its structure so requires a vapour barrier. Closed-cell foam – this is much denser and more expensive than open-cell insulation and acts as a vapour barrier providing a higher level of thermal efficiency.

Sprayed Foam Insulation- Is this a good thing for your loft?

There has been a lot of concern regarding having spray foam installed on your roof rafters and you should seriously give the matter a lot of thought before agreeing to have this. My personal opinion after reading all the facts etc is to invest in some Rockwool insulation fitted on the loft floor which will be a much better option for your hard earned cash. It will be about £4000 cheaper too!


The Cons Of Spray Foam

  • Many mortgage companies refuse to lend on properties where sprayed foam has been installed.

This will affect the sale of the house when it is put onto the market undoubtedly affecting the property value.

  • Sprayed foam can cause interstitial condensation on the cold side of the insulation resulting in decay in the tiling, battens or the rafters themselves.

This will not be visible from an internal inspection.

  • Removal of the foam is difficult, very labour intensive and the battens and rafters often have to be replaced as well.
  • Where foam is applied to the roof slopes a warm roof is created which means any insulation at ceiling height must be removed.
  • Ventilation is a must. Any water vapour finding its way into the roof void needs to be well ventilated to avoid condensation

Spray Foam Problems

Spray foam insulation sometimes goes wrong, and it can lead to problems that might need massive overhauls. Common problems with spray foam insulation include:

  • Superheating in a closed area
  • Roof damage
  • Hidden termite damage
  • Permanent foul smells
  • Mold and mildew
  • Health complications

Fortunately, these are avoidable problems if your contractor has a keen eye for clean results.


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